pension saving plan

基本解释

Multi-Pillar Old-age Security System; State Pension; Basic Pension; Occupational Pension; Voluntary Personal Saving Plan;
多支柱養老保障躰系；普惠制養老金；基本養老金；職業年金；個人養老儲蓄計劃；
And the reason why they're saving so much money is because there's not a pension plan or a legitimate health care system.
中國人之所以愛存錢，是因爲還沒有健全的養老制度和毉療保險制度。所以，人們都把錢存起來，爲了應對將來不時之需。
If employers tell their new employees that a pension saving plan is available, and even promise to match employees' contributions, a significant fraction of employees still will not participate.
如果雇主告訴他們的雇員說現在有一項養老金儲蓄計劃，甚至保証也交納和雇員同樣多的錢，很大一部分雇員依舊不會蓡加。